View the video resource on bankruptcy basics. Then, read Case Study 2 of the final project and respond to the clients in "memo" format, addressing the listed critical elements. For this case study, craft a professional memo, appropriate in format, tone, and content, to send to your clients Fred and Sally, with your preliminary thoughts on the issues within. Your memo should illustrate the issues and relevant law, apply the facts, and support your conclusions with regard to each issue. Always remember to be clear, kind, and professional in your communications. Case Study 2 (Attached in file) See Memo Instructions for Critical Elements of Memo Guidelines for Submission: Your submission should be a four to seven page memo, double-spaced, use 12-point Times New Roman font, and follow APA 7th edition format for layout and citations.